What Is Working Capital Financing? A Guide for Business Owners

What Is Working Capital Financing? A Guide for Business Owners

A business can be profitable and still run short of cash. That may sound contradictory, but it is a common challenge for growing businesses. A company may have strong sales, signed contracts, healthy accounts receivable, and profitable operations—but if cash...

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Working Capital Cycle: How to Calculate It and Choose the Right Business Financing

Working Capital Cycle: How to Calculate It and Choose the Right Business Financing

For a growing business, profitability and cash flow are not always the same thing. A company can have strong sales, healthy margins, and a growing customer base—and still find itself short on cash when payroll, suppliers, inventory, or other operating...

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Speed as a Strategy: How an $11 Million Commercial Refinance Closed in Days, Not Months

Speed as a Strategy: How an $11 Million Commercial Refinance Closed in Days, Not Months

Progressive Capital Lending Group Closes $11 Million Bridge Refinance in San Rafael, California Progressive Capital Lending Group recently completed an $11 million commercial bridge refinance secured by a commercial/mixed-use property in San Rafael, California. The transaction involved a first trust deed...

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How to Define Cash Flow in Your Business

How much is your business worth? There are many ways to determine the value of your business and many reasons to determine it. One way to consider where your business stands financially is cash flow. Understanding the amount of...

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How to Get Word-of-Mouth Referrals in 3 Ways

We live in a world where you can advertise on practically any website, purchase radio or TV space, or even put giant billboards on the sides of buildings. Despite the ability to brand your business literally everywhere, word of...

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Two Reasons to Use Recourse Factoring

A common finance option for many businesses, factoring allows a business owner to sell his or her unpaid invoices to receive working capital more quickly. This allows the business owner to receive money right away, not to mention saves...

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Boost Productivity from Employees By Enhancing Morale

Employee retention (not to mention productivity) is essential for creating a strong and successful business. Of course, if you don't have a pleasant work environment to offer your employees, retention will be that much harder. Check out these ideas...

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6 Options for Business Lines of Credit

Most business owners lack the upfront working capital to handle all aspects of their businesses on their own. This is why many of them turn to take out lines of credit to help them purchase equipment and inventory, buy...

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How to Recover Your Business After a Disaster

When disaster strikes your business, you may not know where to turn. If you’re still reeling from a major catastrophe and considering closing your business, find out how a disaster loan can bolster your disaster emergency plan and give...

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How to Obtain Equipment for Your Business When Cash Flow Is Low

Purchasing equipment is one of the most expensive things you can do for your business. Most business owners, especially those just starting out, don't have the working capital on hand to buy equipment outright. For this reason, a number...

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